P-LOC's*
as low as 9.00% APR
Personal Loans*
as low as 10.00% APR
Auto Loans*
as low as 5.25% APR
VISA Gold*
9.00% APR
En Español

Deposit Accounts

Did you know?

Paying down your revolving credit (credit cards) will improve your FICO score.

Non-Profit Checking

To open a Non-Profit Share Draft (Checking) Account, you need:
  • A Non-Profit Share (Savings) Account
  • A $50 Opening Deposit
  • You must be at least 18 years old

For additional fees, please refer to LESPFCU Fee Schedule PDF.

Non-Profit Share Draft Account Services

Paid Checks Return: If you choose, you may have the all paid checks from the Non-Profit Share Draft (Checking) Account automatically returned to your organization on a monthly basis. This service is free.

Overdraft Protection Line of Credit (OP-LOC): With overdraft protection, your checks (share drafts) are paid, even if you do not have sufficient funds in your Non-Profit Share Draft (Checking) Account. You may apply for lines of credit up to $5,000.00. This service is free until you use it. Please see the current Rates for interest rates and fees.

For more information, please contact our Lending Department at (212)529-8197 ext. 29 or lespfcu@lespeoples.org.