Loans & Credit Cards
Did you know?
The credit union was formed by the community when all other commercial banks left the Lower East Side.
Coop, Condo, & 1-4 Family Home Mortgage
Whether you are a first-time homebuyer or a homeowner looking to renovate or refinance your home, LESPFCU has a loan to help you. Since inception, we have been working to create greater opportunities for home ownership for the Lower East Side community. Prospective borrowers benefit from our extensive knowledge of the community and our personalized attention and help. Read more about our home loans below, or contact Noharis Feliciano – Real State loan Coordinator at (212) 529-8197 Ext. 31.
What are the terms of LESPFCU’s Home Loans?
Home Loans are available for purchasing and refinancing of co-ops (including HDFCs), condos, and 1-4 family houses. The maximum repayment period is 30 years. call our loan officer for a current interest rates.
What are the advantages of a Home Loan from LESPFCU?
- Friendly, personal service
- Competitive rates
- Affordable monthly payments
- Tax deductible interest
What if I already own a home?
Then you can use one of our Home Loans to:
- Pay for improvements or repairs
- Consolidate your debts
- Improve the existing terms and conditions of your mortgage
