Loans & Credit Cards
Did you know?
You can access your money at over 250,000 ATMs around the nation for no or low fees through the CO-OP Network.
Overdraft Protection Lines of Credit
An Overdraft Protection Line of Credit (OP-LOC) is a short-term loan linked to your Share Draft Checking Account. It’s completely free until you use it.
With overdraft protection, your checks are paid even if you do not have adequate funds in your checking account. You can also use your OP-LOC to get a cash advance at the teller window or from an ATM.
Overdraft protection loans are available from $500 to $5,000. All OP-LOCs are subject to approval.
Stop Worrying About Bounced Checks!
You no longer need to worry about bounced checks or overdraft fees. Overdraft Protection gives you the security of writing checks, up to your available credit line, without worrying if you have the funds to cover them. It’s the easy, convenient and affordable way to avoid the embarrassment and frustration of bounced checks.
Free Until You Use It!
With Overdraft Protection you just pay finance charges on the amount you borrow. As you repay your balance, the funds become available for future needs.
Payment Options Are Your Choice!
No one knows your finances better than you do. You can repay your full balance, the minimum monthly payment, or any amount in between. We can even set up an automatic payment option and have the minimum or full amount due automatically deducted each month from your checking account.
