Loans & Credit Cards
Did you know?
We partner with PCEI to offer free tax services to qualifying individuals.
If you live in one of the five boroughs of New York and have a household income less than $38,000 per year, you can also become a member of the LESPFCU through the People’s Center for Economic Independence (PCEI).
Personal LOC
A Personal Line of Credit (P-LOC) is a consumer credit product that enables a qualified borrower to borrow needed funds on a “revolving” basis. Borrowers can borrow the funds as needed without going over the refinance process. P-LOC Funds can be drawn by checks and regular withdrawals.
- P-LOCs are variable interest rate.
- Interest rate qualification will be based on member’s credit score.
- Personal Line of Credit loans are available from $500 to $10,000.
Apply for a Credit Line Limit Increase.
P-LOCs are subject to approval.
For more information about our Lines of Credit, please contact our Consumer Loan Officer Kathy Morales at (212) 529-8197 ext. 26, or kmorales@lespeoples.org.
