Loans & Credit Cards
Did you know?
Unlike a bank, a credit union is a non-profit financial cooperative.
Personal LOC
A Personal Line of Credit (P-LOC) is a consumer credit product that enables a qualified borrower to borrow needed funds on a “revolving” basis. Borrowers can borrow the funds as needed without going over the refinance process. P-LOC Funds can be drawn by checks and regular withdrawals.
- P-LOCs are variable interest rate.
- Interest rate qualification will be based on member’s credit score.
- Personal Line of Credit loans are available from $500 to $10,000.
Apply for a Credit Line Limit Increase.
P-LOCs are subject to approval.
For more information about our Lines of Credit, please contact our Consumer Loan Officer Evelyn Ramos at (212) 529-8197 ext. 24, or eramos@lespeoples.org.


