P-LOC's*
as low as 6.50% APR
Personal Loans*
as low as 8.00% APR
Auto Loans*
as low as 4.00% APR
VISA Gold*
8.00% APR
En Español

Loans & Credit Cards

Did you know?

Unlike a bank, a credit union is a non-profit financial cooperative.

Personal LOC

A Personal Line of Credit (P-LOC) is a consumer credit product that enables a qualified borrower to borrow needed funds on a “revolving” basis. Borrowers can borrow the funds as needed without going over the refinance process. P-LOC Funds can be drawn by checks and regular withdrawals.

  • P-LOCs are variable interest rate.
  • Interest rate qualification will be based on member’s credit score.
  • Personal Line of Credit loans are available from $500 to $10,000.

Apply for a Credit Line Limit Increase.

P-LOCs are subject to approval.

For more information about our Lines of Credit, please contact our Consumer Loan Officer Evelyn Ramos at (212) 529-8197 ext. 24, or eramos@lespeoples.org.