Rates & Fees
Did you know?
Unlike a bank, a credit union is a non-profit financial cooperative.
Fees and Charges
Personal Share Draft (Checking) Account
| Monthly Balance | Basic Monthly Fee | Monthly Per Check Fee |
|---|---|---|
| 0 | None | None |
| There is an opening minimum of $25.00 and no minimum balance requirement after that in your Personal Checking Account at LESPFCU, but you must have a savings account before you can open a checking account. |
Services
| Service | Fee |
|---|---|
| Stop Payment | $30.00 per item |
| Stop Payment-Corporate Checks | $50.00 per item |
| Returned Check | $29.00 per item |
| Certified Check | $10.00 per item |
| Canceled Checks | Free through online banking |
| Photocopy of a paid check | $3.00 per item (past 23 months) |
| Photocopy of a paid check | $6.00 per item (more than 23 months) |
| Credit Union Transfers from Savings to Checking1 | $10.00 |
| Reconciliation of Account2 | First time FREE, then $15.00 per hour |
Share (Savings) Accounts
| Share (Savings) Account Balance3 | Monthly Fee4 |
|---|---|
| Below $75 | $3.00 |
| $75 and above | No Monthly Charge |
| Opening Deposit: To open an Individual Share (Savings) Account, please bring at least $30 ($25 minimum deposit, plus a $5 membership fee). |
1 To cover insufficient funds in checking
2 No charge if credit union error
3 There is a minimum balance of $25.
4 There is no monthly fee for children under the age of 18 and adults over the age of 65. An annual $5 membership fee applies to all savings accounts. For additional fees, please refer to the LESPFCU Fee Schedule PDF.
For more information, please contact member service representatives at (212)529-8197 ext. 29. or lespfcu@lespeoples.org.
