P-LOC's*
as low as 6.50% APR
Personal Loans*
as low as 8.00% APR
Auto Loans*
as low as 4.00% APR
VISA Gold*
8.00% APR
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Rates & Fees

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Loan Rates

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VISA Credit Card1

Visa Card APR*
as low as 8.00%
*Rates are disclosed as APR (annual percentage rate) and are current as of January 2008. Rates are subject to change. Please contact us for our Current Rate Sheet.

Personal Loans1

Personal APR
As low as 8.00%
Subject to approval based on BEACON credit score. All interest rates are subject to change.

Overdraft Protection Lines of Credit1 (OP-LOC)

OP-LOC Program APR
As low as 11.00%
The OP-LOC program you qualify for will be based on your credit history and BEACON credit score. Rates are subject to change.

Personal Lines of Credit1 (P-LOC)

P-LOC Program APR
Unsecured as low as 6.50%
Secured 4.50%
The Program you qualify for is determined by your reported credit history and BEACON credit score. The daily periodic rate is determined by dividing the APR by 365. The Secured P-LOC requires you to maintain a pleadge of 100% of your credit limit in your regular share account.

New Auto Loan Rates1

APR as low as Term Financing
4.00% Up to 60 Months 100%
Subject to approval based on BEACON credit score. All interest rates are subject to change.

Used Auto Loan Rates1

APR as low as Term Financing
7.50% 36 Months Maximum 90%
Subject to approval based on BEACON credit score. All interest rates are subject to change.

1 APR is “Annual Percentage Rate”