Sandy Relief Resources

LES People’s FCU has put together this resource page for those affected by Hurricane Sandy. We have compiled information from different sources and we provide you with their websites where you can obtain more information. Print PDF.

FOR INDIVIDUALS

FEMA.- If you sustained losses or damage from Hurricane Sandy, you may be available for disaster aid with the Federal Emergency Management Agency (FEMA).

IRS.- The IRS announced Nov. 2, 2012 that affected taxpayers in Connecticut, New Jersey and New York will receive tax relief.

SBA.- Homeowners may borrow up to $200,000 to repair or replace their primary residence. Homeowners and renters may borrow up to $40,000 to replace personal property.

THE FEMA FRAUD HOTLINE.- Help FEMA make sure that disaster aid goes only to those who deserve it. If you suspect someone is filing false damage claims, call the FEMA Fraud Hotline:

  • Call 1-800-323-8603

 

FOR BUSINESSES

FEMA.- Even though the FEMA form is tailored to personal losses, you should still file with FEMA  and have your employees individually file as well for wage loss.

SBS.- If you are a small business in need of an emergency loan to recover from business interruption, you can access loans up to $25,000 from the City of New York and Goldman Sachs. Loans are interest free for the first six months and 1% interest for the following 24 months.

  • Go to on.nyc.gov/contactnycbiz
  • Call 311 and ask for “NYC Business Emergency Loan”

SBA.- The Small Business Administration is providing to business and private non-profit organizations of any size loans up to $2 million with 4% interest rate for up to 30 years to repair or replace disaster-related damaged or destroyed real state, machinery and equipment, inventory, and other business assets. You need to apply directly with SBA.

HESTEP.- This Hurricane Emergency Sales Tax Exemption Program (“HESTEP”).  This program will provide sales tax exemptions of up to $100,000 for each affected company on purchases a building, construction and renovation materials, machinery and equipment.

NEED OFFICE SPACE?.- Free co-working space, supplies, and other services available for businesses impacted by Hurricane Sandy.

SHARED WORK PROGRAM.-  This program gives you an alternative to laying off full-time employees when you have to deal with temporary business downturns.

DISASTER UNEMPLOYMENT AASSISTANCE.- It is a Federal program that can provide payments to people who have lost work or income due to Hurricane Sandy.

  • To apply for Disaster Unemployment Assistance, visit bit.ly/disasterunemploymentassistance
  •  Call 1-888-209-8124

INSURANCE CLAIMS ASSISTANCE.- If you do not have a flood insurance or interruption of service insurance or you are having difficulty getting coverage from the insurance company, fill out the SBA inquiry form or connect the NYS Department of Financial Services to connect with pro bono legal services to help deal with insurance companies.

THE FEMA FRAUD HOTLINE.- Help FEMA make sure that disaster aid goes only to those who deserve it. If you suspect someone is filing false damage claims, call the FEMA Fraud Hotline:

  • Call 1-800-323-8603

 

 

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