Personal Loans

Fun in the Sun Vacation loan

Family Fun in the Sun Vacation Loan!

Make the family vacation you have been dreaming of possible with our Vacation Loan!

For the months of May, June, and July, borrow up to $3,000 at rates as low as 6.99% APR* and pay within 12 months!

Even more, the loan application fee will be waived and there is no pledge required when you apply for this promotion!

Apply through Online Banking – Choose Loan Type: Other  | Purpose of Loan: Vacation Loan

Quick and Easy Approval!

Apply at our branches! or contact us at 212-529-8197, 212-828-6061, 718-554-4544, or lending@lespfcu.org

Requirements:

  • Be a current Credit Union Member – Not a member yet?
  • Direct Deposit and/or Auto-Pay is required

Promotion valid through July 31, 2019!

*APR = Annual Percentage Rate. APRs for this promotion is as low as 6.99% for 12 months, up to $3,000. Subject to approval. Auto-Pay (and/or Direct Deposit) is required. Promotion APR rates will increase 2 interest points if automatic payroll deduction or direct deposit is canceled. 12 months of reporting credit history. A penalty rate of 18%APR in the event of delinquency or non-payments on the loan over 90 days.


LES People’s FCU offers affordable personal loans for all purposes! including:

  • Debt consolidation
  • Build/repair credit loans
  • Special purchases such as computers, furniture or household appliances
  • Family events like birthdays, graduations or weddings
  • Travel or vacation
  • Back-to-school expenses
  • Home improvement

Loan Requirements

  • Be a current Credit Union member
  • Complete an application through Online Banking | Type of Loan: Signature/Line -of-Credit/Overdraft
  • $10 Loan Application Fee –
  • Proof of income: choose ONE of the following:
    • Pay stubs (3 most recent) and/or letter on letterhead from employer
    • Proof of Public Assistance / SSI / SSD, Pension and/or Child Support
    • 2 years Tax returns, if self employed
  • Proof of Expense: choose one of the following
    • Most recent rent payment
    • Notarized letter from primary tenant stating how much member’s portion of rent is
  • Complete LESPFCU Reference Form
  • *For Debt Consolidation loans the most current statements of all accounts to be consolidated are required

*Other information may be requested depending on the loan request.

Loan Rates

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