Personal Loans

LES People’s FCU offers affordable personal loans for all purposes! including:

  • Debt consolidation
  • Build/repair credit loans
  • Special purchases such as computers, furniture or household appliances
  • Family events like birthdays, graduations or weddings
  • Travel or vacation
  • Back-to-school expenses
  • Home improvement

Loan Requirements

  • Be a current Credit Union member
  • Complete an application through Online Banking | Type of Loan: Signature/Line -of-Credit/Overdraft
  • $10 Loan Application Fee –
  • Proof of income: choose ONE of the following:
    • Pay stubs (3 most recent) and/or letter on letterhead from employer
    • Proof of Public Assistance / SSI / SSD, Pension and/or Child Support
    • 2 years Tax returns, if self employed
  • Proof of Expense: choose one of the following
    • Most recent rent payment
    • Notarized letter from primary tenant stating how much member’s portion of rent is
  • Complete LESPFCU Reference Form
  • *For Debt Consolidation loans the most current statements of all accounts to be consolidated are required

*Other information may be requested depending on the loan request.

Loan Rates

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