Current Rates

VISA Credit Card
APR:
As low as 9.25%

*Rates are disclosed as APR (annual percentage rate) and are current as of February 1st,  2016. Rates are subject to change. Please contact us for our Current Rate Sheet.

Personal Loans
APR:
As low as 11.24%

Subject to approval based on BEACON credit score. All interest rates are subject to change.

Overdraft Protection Lines of Credit (OP-LOC)
APR:
As low as 12.24%

The OP-LOC program you qualify for will be based on your credit history and BEACON credit score. Rates are subject to change.

Personal Lines of Credit (P-LOC)
APR:
Unsecured as low as 9.24%

The Program you qualify for is determined by your reported credit history and BEACON credit score. The daily periodic rate is determined by dividing the APR by 365. The Secured P-LOC requires you to maintain a pledge of 100% of your credit limit in your regular share account.

New Auto Loan Rates
APR:
As low as 5.50%
Term: Up to 72 Months
Financing: 100%

Subject to approval based on BEACON credit score. All interest rates are subject to change.

Used Auto Loan Rates
APR: As low as 6%
Term: 60 Months Maximum
Financing: 100%

Subject to approval based on BEACON credit score. All interest rates are subject to change.

Secured and SUSU Loans
APR: 5.24%
Term: 60 Months Maximum

APR is Annual Percentage Rate

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