Share Draft (Checking) Account

Checking account

Personal Share Draft (Checking) Accounts offer:

No monthly fee
No minimum balance
No monthly transaction fee
The “PEOPLES CHECK” Debit & ATM Card
Protect your card with the CardNav app download for Android or download for IOS
24/7 Telephone Teller
8 free ATM transactions per month
More than 30,000 surcharge-free ATMs in USA
Unlimited check transactions


  • A Personal Share (Savings) Account
  • $25 minimum balance in savings at all times
  • You must be at least 18 years old

Additional Features:

Overdraft Protection Line of Credit (OP-LOC): With OP-LOC, your checks (share drafts) are paid, even if you do not have sufficient funds in your  Share Draft (Checking) Account. You may apply for OP-LOCs up to $5,000.00. If you opt-in for this service, you won’t get charged until you use it.  Please see our Current Rates and Fees 

For additional fees, please refer to the Credit Union Fee Schedule

Contact our Member Service Representatives if you have additional questions at 212-529-8197 or

Comments are closed.