HDFC’s Banking Services

Share Draft Account (Checking)

  • Initial deposit required ……………..$50.00

  • Monthly Maintenance Fee ………..$0.00

  • Minimum balance required ……….$0.00

  • Unlimited check transactions ……FREE

Remote Deposit Capture

This service allows businesses and organizations to deposit checks directly into their credit union accounts. The equipment scans and transmits the checks to a secure portal where the credit union officers are able to post them to members’ accounts.

Debit/ATM Card Withdrawal Limits

  • Cash withdrawal …………………$1,000.00/day

  • POS withdrawals (PIN) ……….$500.00/day

  • POS charge with signature …$5,000.00/day

Debit/ATM Card Fees

  • First two signers (with Share Draft) …….FREE

  • Additional signers ………………………………$5.00

  • Each signer (without Share Draft) ……….$5.00

  • First 8 ATM/PIN trans. per month ………FREE

  • CO-OP Network ATMs ……………………….FREE

  • Additional ATM/PIN Transactions  ……..$1.00 each

  • Outside of US (Including Puerto Rico) …$2.50 each

  • ATM Overdrawn Fee …………………………..$30.00

  • ATM balance inquiry …………………………..$1.00

  • ATM / Debit Card replacement ……………$10.00

Money Market Basics

  • Minimum balance required …………...$25.00

  • Minimum amount per withdrawal …$200.00/WD

  • First 6 withdrawals per month ………FREE

  • Additional withdrawals per month ..$15.00

  • Minimum deposit to avoid Monthly Maintenance Fee ..$1,000.00

  • Monthly Maintenance Fee[1] ………….$10.00

Certificate of Deposits Basics

  • Minimum deposit …………..$500.00

  • Early Termination Fee[2] ..$0.00

Online Banking

With It’sMe247 Online Banking, you can manage your credit union accounts anytime, from any place life takes you. From a computer or a smartphone with an internet connection, you can use It’sMe247 Online Banking to check balances, transfer money, and stay connected with your credit union accounts around the clock.

CU*Talk

CU*Talk is our convenient audio response service that allows you to use a touch-tone phone to check your balances of your accounts, transfer money within accounts, and make payments to your loans.

Direct Deposit

Direct Deposit automatically places your paycheck, pension, Social Security, or other regular income into your Share Draft (Checking), Share (Savings), or Money Market account.