Share Draft (Checking) Account

Personal Share Draft (Checking) Accounts offer:

  • No monthly fee

  • No minimum balance

  • No monthly transaction fees

  • Unlimited check transactions

  • Ask for a “PEOPLE’S CHECK” Mastercard® Debit Card

  • Secured through the National Credit Union Administration (NCUA)

Requirements

  • You must be a LES People’s member with an active Share (Savings) Account

  • You must be at least 18 years old

Helpful Numbers

Additional Features

Overdraft Protection Line of Credit (OP-LOC) –With LES PEOPLE’S OP-LOC, your checks (share drafts) are paid, even if you do not have sufficient funds in your Share Draft (Checking) Account. You may apply for OP-LOCs up to $5,000.00. If you are approved for this service, you will be assessed interests only on the amount that you use. 

 See our Current Rates and Fees.

Debit Card Management – Protect your Debit Card from your phone with CardNav. Manage how, when, and where your card is used – on your own terms. CardNav allows you to set controls regarding the transaction types, geographic rules and the merchant types where you card can be used. Download the CardNav app at Android or Apple stores.

Fraud Text and Email Alert - Protect your Debit and Credit Card in real-time. Our Fraud Department would contact you by text or email when they detect a suspicious activity in your cards. Please keep your information updated with us to take full advantage of this benefit.

COOP ATM Network– Use your Debit Card everywhere in the world Mastercard® is accepted. Furthermore, use your card at more than 30,000 surcharge-free ATMs in USA to withdraw funds and check balances.

Check out our Interest (Dividends) Schedule.

Contact one of our Member Service Representatives if you have additional questions at (212) 529-8197 or by emailing lespfcu@lespfcu.org.