Loans

Quick and Easy Approval!

Apply at our branches! or contact us at 212-529-8197, 212-828-6061, or 718-554-4544

Apply through Online Banking – Choose Type of Loan: Signature/Line of Credit/Overdraft  | Purpose of Loan: Holiday Cash Promotion.

Requirements:

  • Be a current Credit Union Member – Not a member yet?
  • Direct Deposit and/or Auto-Pay is required
  • NO application fee for this promotion
  • NO pledge requirement

*APR = Annual Percentage Rate. APR’s for this promotion are 6.99%, 7.99%, 8.99% and 12.74%. Loan term is 12 months. Auto-Pay is required to obtain this promotional rate, and loans will increase 2 interest points if Auto-Pay or direct deposit is cancelled. 12 months of reporting credit history. A penalty rate of 18%APR in the event of delinquency or non-payments on the loan over 90 days.


Loans at LES People’s FCU

Have access to money when you need it most and pay it back gradually, in affordable monthly payments.

Save money by paying a lower interest rate than is offered on many personal loans and credit cards, by most stores or local money lenders.

Establish or repair your credit history.

 

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