Holiday Cash Loan

Take Advantage of our Holiday Cash Loan promotion for a cheerier holiday season!

For the months of October, November and December, we offer loans of $500, $1,000 and $2,000 at rates as low as 6.99% APR*!

You pay $43.26, $86.52 or $173.04 a month for 12 months for $500, $1,000 or $2,000 respectively**.

Even more, the application fee will be waived when you apply for this promotion!

Apply Online – Choose Loan Type: Holiday Cash Loan and enter the promotion amount that you prefer.

Quick and Easy Approval!

Apply  at our branches! or contact us at 212-529-8197 and 212-828-6062


  • Be a current Credit Union Member – Not a member yet?
  • Complete the Holiday Cash Loan application online or at our branches
  • Direct Deposit and/or Auto-Pay is required
  • NO application fee for this promotion
  • NO pledge requirement

*APR = Annual Percentage Rate. APR’s for this promotion are 6.99%, 7.99%, 8.99% and 11.99%. Loan term is 12 months. Auto-Pay is required to obtain this promotional rate, and loans will increase 2 interest points if Auto-Pay or direct deposit is cancelled. 12 months of reporting credit history. A penalty rate of 18%APR in the event of delinquency or non-payments on the loan over 90 days.

Loans at LES People’s

Have access to money when you need it most and pay it back gradually, in affordable monthly payments.

Save money by paying a lower interest rate than is offered on many personal loans and credit cards, by most stores or local money lenders.

Establish or repair your credit history.


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