Mortgages

LES People’s is a Leader in Financing Affordable Housing in NYC Since 1986

If you are looking for a Mortgage for a 1-4 family home, condo or co-op (including HDFC co-ops) in NYC, check out what LES People’s can offer!

• Make an appointment to have a pre-qualification with our Mortgage officer with no impact on credit. Schedule an appointment today!

• Variable Rates available:

  3/3 Year ARM – 6.50%           

  5/1 Year ARM – 6.65%

  10/1 Year ARM – 6.75%

• Fixed Rates available:

  15 Year Fixed – 6.50%

  30 Year Fixed – 6.75%

• Know your closing costs up front

• Mortgages for NYC residents with SSN and ITIN numbers

• Available for CO-OPs, HDFC CO-OPs and 1-4 Family properties

• Maximum Repayment Period is 30 years

• 80%-97% Loan to Value

• Financial Counseling Assistance if you need extra help with credit or identifying the best offer for you

* These rates are effective as of October 4th, 2023 and are subject to change anytime. Confirm your rate with our mortgage officer.

To start with a pre-qualification or with a mortgage process, please contact our Consumer Loan Manager at (212) 529-8197 ext. 0126 or lending@lespfcu.org. NMLS #737100

Requirements for CO-OP and HDFC CO-OP Units

• Individual CO-OP Loan Checklist

• CO-OP  Information and  Questionnaire

• Loan Fees and Closing Costs

LES People’s Federal Credit Union has expertise in HDFC laws and codes to make the dream of homeownership a reality.

To start with a mortgage process, please contact our Consumer Loan Manager at (212) 529-8197 ext. 0126 or lending@lespfcu.org. NMLS #737100.

Requirements for 1-4 Family Homes: 

• 1-4 Family Applicant Check List

• Loan Fees and Closing Costs

To start with a mortgage process, please contact our Consumer Loan Manager at (212) 529-8197 ext. 0126 or lending@lespfcu.org. NMLS #737100.

Contact one of our Member Service Representatives if you have additional questions at (212) 529-8197, or (718) 554-4544 or by emailing lespfcu@lespfcu.org.