Credit Cards

2020 Financial goals Balance transfer

2020 Financial Goal: Lower Those High-Interest Rates

February 1st – April 30th, 2020

Meet your financial goal with our Balance Transfer promotion. From February 1st  to April 30th, 2020, lower your high-interest rate on your debt from other lenders by transferring those balances to our low-interest-rate PEOPLES MasterCard.

Select from two great plans:

  • Lowest Rate – 0% APR* for 12 months with a 3% balance transfer fee. Or,
  • No Fee – 3.99% APR* for 18 months with a 0% balance transfer fee.

If you are already a member and have a credit card with us, you can fill out the Balance transfer form .  A lending representative will contact you. You can email the form to, mail to 37 Avenue B New York, NY 10009, or fax to 212-529-8368. If you need increase your credit limit, fill out the increase my credit limit section on the same form.

*APR: Annual Percentage Rate promo is for Balance Transfer Promo only and for a limited time. APR is subject to change. Not valid for new purchases. This offer is valid for LESPFCU members only. All MasterCards are subject to credit approval. Balance transfers from any LESPFCU loan or PEOPLES credit card are not permitted.

Please contact for more information at (212) 529-8197 ext. 126 or

Not a member yet? Become a member

Apply for a Credit Card


As low as 11.25% APR
No Annual Fee
5 day grace period after the due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program
Extra Security with PIN
Protect your card with the CardNav app download for Android or download for IOS.
Credit Card Call Center 212-529-8197

*All MasterCard cards are subject to approval.

Apply for a Credit Card

Lost or Stolen Number – In the U.S. call 1-888-241-2510. Outside the U.S.: 909-941-1398

SCORE Reward Points –  If you need assistance with signing in, resetting password, or updating your user profile, please call 1-800-854-0790. SCORE Reward program hours of operation is 9 a.m. – 11 p.m. (EST) Monday to Fridays or

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high-interest balance from another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact for more information at (212) 529-8197 ext. 126 or

Not a member yet? Become a member


1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.

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