Credit Cards

2018 Credit Card Balance Transfer Promotion

SAVE and PAY OFF YOUR DEBT by taking advantage of our 2018 Credit Card Balance Transfer Promotion. Transfer your high-interest debt to our low-interest PEOPLES card and select between two promotional interest rates:

  1. Lower Rate – 0% APR for 12 months with 3% transfer fee
  2. No Fee – 3.99% APR for 18 months, with 0% transfer fee

If you are already a member and have a credit card with us, you can fill out the Balance Transfer Form. A lending representative will contact you. You can email the form to, mail to 37 Avenue B New York, NY 10009, or fax to 212-529-8368. If you need increase your credit limit, fill out the increase my credit limit on the same form.

Don’t have a PEOPLES credit card yet?

If you don’t have a credit card with us yet, please apply through Online Banking, enter Credit Card Balance Transfer on Purpose Loan.

You can also submit this application by email to, mail to 37 Avenue B New York, NY 10009, fax to 212-529-8368 or bring it in person.

Offer valid from February 1- April 30, 2018. All MasterCards are subject to credit approval

Please contact Victor Marte for more information at (212) 529-8197 ext. 128 or

If you need help with choosing a balance transfer plan, please contact our financial counselor to make an appointment at 212-529-8197ext. 117.


Lowest 10 % APR
No Annual Fee
5 day grace period after due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program
Extra Security with PIN
Credit Card Call Center 212-529-8197

*All MasterCard cards are subject to approval.

Lost or Stolen Number – In the U.S. call 1-888-241-2510. Outside the U.S.: 909-941-1398

SCORE Reward Points –  If you need assistance with signing in, resetting password, or updating your user profile, please call 1-800-854-0790. SCORE Reward program hours of operation is 9 a.m. – 11 p.m. (EST) Monday to Fridays or

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high interest balance form another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact Stefanie Diaz for more information at (212) 529-8197 ext. 126 or

Not a member yet? Become a member

Already a member? Apply through Online Banking

1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.

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