Credit Cards

2 Great Promotions on Balance Transfer 

February 1^st – April 29^th , 2017

STEP 1 – Choose one promotion on Balance Transfer 

1. Lowest Rate – 0% APR for 12 months with 3% transfer fee*
2. No Fee – 3.99% APR for 18 months, with 0% transfer fee

Apply online through ItsMe247 Online Banking. Choose type: credit card and fill out the electronic form, a lending representative will contact you to ask you for the plan that you prefer.

Or; submit the Balance Transfer Promotion application to  vmarte@lespfcu.org, mail to 37 Avenue B New York, NY 10009, or fax to 212-529-8368.

– If you are an existing PEOPLE’S card holder, please skip to step 2.

If you need help with choosing a plan, please contact our financial counselor to make an appointment at 212-529-8197 Ext. 117.

STEP 2 – Tell us which accounts to transfer to PEOPLE’S CARD. Fill out the Balance Transfer form and email vmarte@lespfcu.org, mail to 37 Avenue B New York, NY 10009, or fax to 212-529-8368.If you are an existing PEOPLE’S card holder and you need an increase on your credit limit, please indicate it on this form.

STEP 3 – Save with lower interest. LES People’s FCU will make payments to your creditors and notify you of your first payment due date.

Apply Now!
Offer valid February 1- April 29, 2017.

This offer is for members only. All VISAs are subject to credit approval. Balance transfers from any LESPFCU loan or visa credit card are not permitted.

*There is no cap for balance transfer fee during this promotion. 

Not a member yet? Become a member

Already a member? Apply through It’s Me 24/7 Online Banking

 

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LES PEOPLE’S VISA CARDS

VISA CLASSIC & VISA GOLD

PEOPLES CARD Features
Lowest 9.25% APR
No Annual Fee
5 day grace period after due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program

 

Apply for a VISA CLASSIC or VISA GOLD through It’s Me 24/7 Online Banking

All VISA cards are subject to approval.

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high interest balance form another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact Stefanie Diaz for more information at (212) 529-8197 ext. 126 or sdiaz@lespfcu.org.

Not a member yet? Become a member

Already a member? Apply through It’s Me 24/7 Online Banking

 Useful Numbers

• To report Lost or Stolen CREDIT cards: 1-800-325-3678
• Contact our Credit Card Fraud Department: 1-800-369-4887 (when cards are blocked due to fraud prevention)

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1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.