Credit Cards

2019 Credit Card Balance Transfer Promotion

February 1st – April 30th, 2019

2019 Financial Goal: Lower those high interest rates! by taking advantage of our 2019 Credit Card Balance Transfer Promotion. Transfer your high-interest debt to our low-interest PEOPLES card and select between two low interest rates:

  1. Lower Rate – 0% APR* for 12 months with 3% transfer fee
  2. No Fee – 3.99% APR* for 18 months, with 0% transfer fee

This offer is for members only!
Not a member yet? Become a member

Apply Now!

Apply through Online Banking by clicking the “Get a Loan” icon, select credit card and enter “Balance Transfer” in purpose.

If you are already have a credit card with us, fill out this Balance Transfer Form. If you need increase your credit limit, fill out the increase my credit limit on this same form.

You can email either form to, mail to 37 Avenue B New York, NY 10009, or fax to 212-529-8368.

Don’t have a PEOPLES credit card yet?

Take advantage of our PEOPLES CARD that keeps a low interest rate even after promotion ends and has no annual fees.

Apply for a credit card through Online Banking by clicking the “Get a Loan” icon, select credit card and enter “Balance Transfer” in purpose.

You can also apply for a credit card by filling out and submitting this application.

Please contact our consumer loan officer Victor Marte for more information at (212) 529-8197 ext. 128 or

If you need help with choosing a balance transfer plan, please contact our financial counselor to make an appointment at 212-529-8197 ext. 117.

*APR promo APR is for balance transfer only and for a limited time. 
Not valid for new purchases. This offer is valid for members only. 
All MasterCards are subject to credit approval. 
Balance transfers from any LESPFCU loan or PEOPLES credit card are not permitted. 
For more information, call 212-529-8197, 212-828-6061, 718-554-4544.


As low as 11% APR
No Annual Fee
5 day grace period after the due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program
Extra Security with PIN
Protect your card with the CardNav app download for Android or download for IOS.
Credit Card Call Center 212-529-8197

*All MasterCard cards are subject to approval.

Lost or Stolen Number – In the U.S. call 1-888-241-2510. Outside the U.S.: 909-941-1398

SCORE Reward Points –  If you need assistance with signing in, resetting password, or updating your user profile, please call 1-800-854-0790. SCORE Reward program hours of operation is 9 a.m. – 11 p.m. (EST) Monday to Fridays or

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high-interest balance from another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact Stefanie Diaz for more information at (212) 529-8197 ext. 126 or

Not a member yet? Become a member

Already a member? Apply through Online Banking

1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.



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