Credit Cards

What’s happening?

Due to our conversion to a new data processing system, you have received a new MasterCard credit card  with a new card number; the credit limit on your card will be the same as your VISA card, and your balances and reward totals will be transferred over.

What do you need to do?

  • Activate your new MasterCard credit card, following the directions on the card and begin using it on Tuesday, October 31st, 2017.
  • Activate the PIN number that you have received in a separate mailing.
  • Transfer your automatic payments such as recurring bill payments on your new MasterCard credit card account.

What is new in this card?

PIN Number – Your new credit card comes with a PIN number that could be required when making purchases at merchants equipped with this technology.  You must have received your PIN number in a separate mailing with instructions of how to change your PIN.

Credit Card Call Center – If you have any issues with your  credit card you can call our main line 212-529-8197 at anytime. If you call after hours of operations, you’ll be given the option to transfer to our 24/7 credit card call center and speak to a representative.

Lost or Stolen Number – In the U.S. call 1-888-241-2510. Outside the U.S.: 909-941-1398

Card Design – Your new MasterCard credit card does not look like our previous VISA card., but this is just temporary. The custom design cards will be issued at the time your credit card is renewed, within 12 months.

SCORE Reward Points –  You will keep and continue earning SCORE points with your MasterCard credit card. If you need assistance with signing in, resetting password, or updating your user profile, please call 1-800-854-0790. SCORE Reward program hours of operation is 9 a.m. – 11 p.m. (EST) Monday to Fridays or

If you have any questions regarding this conversion of your credit card account, please contact Stefanie Diaz at 212-529-8197 x 126 or at


Plastic Image - Vi Classic

Credit Limit: $500 – $10,000

Plastic Image - Vi Gold

Credit Limit: $5,000 – $20,000

Lowest 9.75% APR
No Annual Fee
5 day grace period after due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program


All VISA cards are subject to approval.

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high interest balance form another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact Stefanie Diaz for more information at (212) 529-8197 ext. 126 or

Not a member yet? Become a member

Already a member? Apply through Online Banking

1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.

Comments are closed.