Credit Cards

2018 Credit Card Balance Transfer Promotion

SAVE and PAY OFF YOUR DEBT by taking advantage of our 2018 Credit Card Balance Transfer Promotion. Transfer your high-interest debt to our low-interest PEOPLES card and select between two promotional interest rates:

  1. Lower Rate – 0% APR for 12 months with 3% transfer fee
  2. No Fee – 3.99% APR for 18 months, with 0% transfer fee

If you are already a member and have a credit card with us, you can fill out the Balance Transfer Form. A lending representative will contact you. You can email the form to vmarte@lespfcu.org, mail to 37 Avenue B New York, NY 10009, or fax to 212-529-8368. If you need increase your credit limit, fill out the increase my credit limit on the same form.

Don’t have a PEOPLES credit card yet?

If you don’t have a credit card with us yet, please apply through Online Banking, enter Credit Card Balance Transfer on Purpose Loan.

You can also submit this application by email to vmarte@lespfcu.org, mail to 37 Avenue B New York, NY 10009, fax to 212-529-8368 or bring it in person.

Offer valid from February 1- April 30, 2018. All MasterCards are subject to credit approval

Please contact Victor Marte for more information at (212) 529-8197 ext. 128 or vmarte@lespfcu.org.

If you need help with choosing a balance transfer plan, please contact our financial counselor to make an appointment at 212-529-8197ext. 117.


PEOPLE’S MASTERCARD CLASSIC & MASTERCARD GOLD

PEOPLES CARD Features
Lowest 10 % APR
No Annual Fee
5 day grace period after due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program
Extra Security with PIN
Credit Card Call Center 212-529-8197

*All MasterCard cards are subject to approval.

Lost or Stolen Number – In the U.S. call 1-888-241-2510. Outside the U.S.: 909-941-1398

SCORE Reward Points –  If you need assistance with signing in, resetting password, or updating your user profile, please call 1-800-854-0790. SCORE Reward program hours of operation is 9 a.m. – 11 p.m. (EST) Monday to Fridays or www.scorecardrewards.com

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high interest balance form another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact Stefanie Diaz for more information at (212) 529-8197 ext. 126 or sdiaz@lespfcu.org.

Not a member yet? Become a member

Already a member? Apply through Online Banking


1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.

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