Credit Cards


Lowest 10 % APR
No Annual Fee
5 day grace period after the due date before penalty charges apply
Accepted at over 14 Million Locations Worldwide
Penalty Rate Never Higher than 18%
Participates in ScoreCard Reward program
Extra Security with PIN
Credit Card Call Center 212-529-8197

*All MasterCard cards are subject to approval.

Lost or Stolen Number – In the U.S. call 1-888-241-2510. Outside the U.S.: 909-941-1398

SCORE Reward Points –  If you need assistance with signing in, resetting password, or updating your user profile, please call 1-800-854-0790. SCORE Reward program hours of operation is 9 a.m. – 11 p.m. (EST) Monday to Fridays or

Balance Transfer: If you already have a credit card with us, fill out the Balance transfer form to transfer your high-interest balance from another institution to us and save money. Our Balance Transfer fee is only 3% with a maximum fee of $50. If you don’t have a credit card with us already apply above.

Please contact Stefanie Diaz for more information at (212) 529-8197 ext. 126 or

Not a member yet? Become a member

Already a member? Apply through Online Banking

1 Rates are disclosed as APR (annual percentage rate). Rates are subject to change. View our Credit Card Agreement Disclosure.

Protect Your People’s Credit Card with CardNav App by CO-OP

Get the peace of mind and enhanced security when you protect your People’s Credit card with real-time control.

With the CardNav App from CO-OP, you can set the terms for when, where and how your People’s Credit card is used – anytime, anywhere.  You can protect your People’s Credit card against fraud and misuse, in real time using your smartphone.

With CardNav you can: 

  • Turn cards on, off, and back on again, in seconds.
  • Use GPS to control transactions within a designated location.
  • Limit card use to specific merchants or purchases.
  • Control spending by setting limits to match your budget.
  • Receive real-time, in-app card-use notifications and spending-limit alerts.

Make the most of your People’s Credit card by downloading the CardNav by CO-OP app today. For Android click here, For IOS click here

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